Required Minimum Distributions are coming whether you're ready or not. If you have $500,000 or more in a 401(k) or IRA, a Roth conversion strategy can put you in control of what you owe - before the IRS decides for you. Here are some items that are covered in our guide below:

• Why the "quiet window" between retirement and age 73 (or 75) is your best tax planning opportunity — and how to use it before Required Minimum Distributions lock in your tax bill
• How Roth conversions work in 2026 — current tax brackets, what it costs to convert, and how to avoid crossing into a higher bracket
• A real-dollar example showing the long-term difference between leaving money in a pre-tax account versus converting strategically during the window

A Roth conversion can be a powerful strategy to help reduce future tax burdens and create more flexibility in retirement—but timing and execution matter. Our team can help you evaluate whether a conversion aligns with your long-term financial goals and tax situation. Schedule a meeting with us to explore if this strategy makes sense for you.